Every feature built around one question: what happens next?
Choice Ledgix combines structured modelling with AI-assisted analysis so you can see the downstream consequences of a financial or business decision before you commit to it — not after.
Core Capabilities
A working set of tools, not a feature checklist
Each capability below exists to answer a specific planning question — income resilience, risk exposure, succession timing, or capital allocation — rather than to add a line to a brochure.
01
Scenario Modelling
Build multiple versions of a decision side by side — different timelines, contribution levels, or exit points — and compare the long-term trajectory of each before choosing one.
02
Risk Surface Mapping
See where a plan is sensitive to a single assumption — interest rates, income disruption, or a delayed sale — so fragile plans are identified while they're still easy to adjust.
03
AI-Assisted Review
An assistant trained to ask the questions a careful advisor would ask, surfacing gaps in a plan — missing contingencies, unexamined tax timing, undocumented assumptions.
04
Decision Logging
Every input, assumption, and revision is recorded with a timestamp, so a plan built this year can be re-examined and understood two years from now.
05
Family & Advisor Collaboration
Share a plan with a spouse, co-owner, or advisor with controlled visibility, so decisions affecting multiple people are made with the same information in front of everyone.
06
Long-Horizon Forecasting
Model outcomes across years and decades rather than quarters, aligned to the pace at which family wealth and business ownership actually change hands.
In Practice
How these features work together
None of these capabilities are meant to be used in isolation. A plan typically moves through modelling, risk review, and logged revision before it is shared or finalised.
Compare real alternatives, not just one plan
Rather than producing a single projection, Choice Ledgix lets you build parallel versions of a decision — retiring three years earlier, retaining a business stake versus selling it, front-loading education costs versus spreading them. You see the full trajectory of each option, not just the headline number.
Benefit: fewer decisions made on a single, untested assumption.
Know which assumptions a plan actually depends on
Every plan rests on a handful of assumptions that matter far more than the rest. This feature isolates those pressure points — a specific rate of return, a single income source, a fixed sale date — and shows how much the outcome shifts if that assumption moves.
Benefit: fragile plans are identified while there is still time to strengthen them.
A second set of questions, every time
The assistant doesn't generate a recommendation and stop — it reviews the plan structure itself, flagging unexamined gaps such as missing liquidity for a known future expense or an assumption that hasn't been revisited in over a year.
Benefit: fewer blind spots carried forward from one planning cycle to the next.
Decision Logging
A record you can actually go back to
Plans change. What matters is being able to see why. Every scenario, assumption, and edit inside Choice Ledgix is stored with a timestamp, so when circumstances shift, you can trace exactly what was assumed, when, and by whom — rather than reconstructing the reasoning from memory.
This matters most at the moments that count: a business sale, a change in family circumstances, or a routine annual review with an advisor who wasn't present when the original plan was built.
Illustrative representation of a logged scenario history. Actual output depends on the data and assumptions entered.
Why It's Built This Way
Built for decisions that are made rarely but matter greatly
Most financial tools are built for frequent, small decisions — budgeting a month, tracking a transaction. Choice Ledgix is built for the opposite: infrequent, high-consequence decisions where getting the structure right matters more than getting an answer quickly.
That's why the features above favour comparison over single answers, transparency over black-box output, and a durable record over a one-time report.
— the Choice Ledgix product principle
See how these features apply to your situation
Request access to walk through scenario modelling, risk mapping, and decision logging with your own numbers.
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